Statistics reveal that ageing well is fast becoming the major topic for conversation. The ‘silver hair‘ market is a prime target for those seeking to monetise age. Many in the UK are retiring with a respectable pension, often a combination of private and company pots carefully invested. The generation of which I’m a part has seen house prices rise astronomically across their working life creating a very healthy tangible asset. Yet, some critical questions remain.

When non contributory state pensions were introduced in 1948, life expectancy in the UK was sixty eight. So retirement at sixty five left the taxpaying workforce to fund a three year state pension on average. Today life expectancy is around eighty, even though recent reports show the rate of increase in life expectancy is dropping in the UK. It is still rising historically, increasing by two years every decade over the last century.

This poses a challenge for us all. My generation is the first sandwich generation caring for children and ageing parents simultaneously. The current preferred method of managing old age through a network of expensive homes is probably as unsustainable economically as it is unpalatable socially. I’ve observed my mum become institutionalised within a year. Yes, at one level her anxiety about daily living that caused her to select a care home as an option have reduced. Yet, her limitless ability to find things to worry about has not deserted her. She dislikes the food, but fails to complain due to an unrealised fear of penalties. She complains about staff who change regularly and who she struggles to understand. As a business I guess it offers the ideal scenario. Hi yield and low cost meaning healthy profits.

But my mum is of a generation who enjoys disposable income. I won’t enjoy that luxury. And my daughter struggles to conceive of owning her own house, one financial nest egg gone, and she won’t expect to inherit anything from me as it will be absorbed no doubt in dealing with my own old age requirements, albeit this will by preference be in some hermit house.

So it is perhaps time to engage in an effective debate about ageing. The church, of which I have been involved in various forms for forty five years, is also at a loss when it comes to managing the ageing issue. It still believes it’s future is in directing its primary resources towards the young, who in UK are a declining percentile of the population. Whilst society’s fixation with sixty five as the retirement age means that older people are not effectively deployed in church life. This as much the responsibility of the oldies themselves, with their misdirected love affair with the idea of ‘retirement’, as it is of church leadership.

Here in the Oratory we are opening up this discussion as we gather people for retreats, seminars and through coaching. The tripartite life (education, career, retirement) is over. We now need to expand our engagement in life to reflect increased longevity. What’s more as has been said, ‘People yearn for eternity when the struggle to know what to do with a wet Sunday afternoon’! This is the testimony of many ageing people with whom I interact. We explore building an effective, holistic retirement plan to realise dreams and recognising the inner desire to continue t love and serve God.

Planning to make sense of faith and life through the autumn years is a key element of life here in the Oratory. If you want to join in drop me an email. I am also thrilled to have been invited to facilitate a round-table discussion on mortality and morbidity this autumn and if this interests you then email me for details.

Ageing well, in the full life God offers, is central to our journey here in the Oratory. We have taken a lead and so do be in touch if you want to explore ageing and continuing to serve God in the outstanding years of your life yet to come.